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    Voluntary Hospital Indemnity

    Why Consider Voluntary Indemnity Coverage?

    Everyone knows the importance of having good medical coverage, but a basic plan can only go so far. The fact is, even those who may feel confident in their health insurance choices may still become future victims of unexpected hospital costs:  Nearly 35 million people were admitted to US hospitals in  20141,  with the average cost per hospital stay exceeding $10,0002.

    Reliance Standard now offers Voluntary Hospital Indemnity (VHI) coverage to help cover those costs, along with the convenience of easy guaranteed-issue coverage and premiums paid via payroll deduction. Every VHI plan covers hospital admission and daily room and board expenses with the plan-level option to add critical care and wellness screening benefit coverage as well. whorelyonseasonaland/orpart-timeworkersIndustrieswithhighemployeeturnover

    Benefits - Employer

    • Can be added at no direct cost to employer
    • COBRA-eligible, administration included
    • Customization available for groups of over 2,000 eligible lives
    • HIPAA compliant

    Click here to learn more. 

    Benefits - Employee

    • Guaranteed coverage, with no medical underwriting
    • Convenient payroll deduction
    •  No pre-existing conditions or mental/nervous/substance abuse exclusions or limitations
    • Wellness benefit available

    Click here to learn more. 

     

    1 Agency for Healthcare Research and Quality, National health Care Expense in the US Civilian Noninstitutionalized Population [November 2014]

    2 American Hospital Association, Fast Facts on US Hospitals [January 2016]