Group Term Life/AD&D
Group Term Life/Accidental Death & Dismemberment (AD&D) insurance provides death benefits for employees covered under basic employee benefit plans. We offer: accelerated death benefit rider; waiver of premium with Critical Illness benefit; family and medical leave of absence coverage; counseling services; dependent coverage; and supplemental life coverage. A discount is available for employers who maintain a smoke-free workplace and provide wellness programs.
Group Term Life / AD&D Plan Highlights
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Dependent Life Available |
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Accelerated Death Benefit |
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Smoke-Free and Wellness Program Discounts |
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Waiver of Premium (with a Critical Illness
Benefit) |
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Conversion Feature |
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Bereavement Counseling |
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Flexible Benefit Schedules of Flat or
Multiples of Salary |
Eligible Groups Group Term Life Insurance is offered to active, full-time and part-time employees of employer groups of ten or more lives. Limited amounts may be continued on retired employees (retiree insurance may not be available in all states)...