Stop Loss Solutions
The escalation in both the cost of health care delivery and the burden of health care regulation has created a growing opportunity for more employers than ever before to self-fund their medical benefits plan to achieve efficiencies and cost savings. This could spell trouble for your business, particularly as middle-market-sized employers begin to adopt this tactic – unless you have effective complementary products and services to offer.
RSL Risk Solutions™ is a flexible program of group stop-loss insurance designed to help your clients who elect to self-fund, maximize their control over health care spending.
RSL Risk Solutions offers both specific risk (individual) and aggregate risk (total) stop-loss coverage for groups as low as 50 lives:
- Specific risk coverage helps protect a self-funded plan sponsor against catastrophic claims above the specific risk deductible, which can be as low as $25,000 and as high as appropriate for the group and plan.
- Aggregate risk coverage helps protect a self-funded plan sponsor in the event that actual claims costs exceed a planned, budgeted amount.
Stop-loss coverage is available for medical plans, including those with accompanying dental and prescription card plans.
Stop Loss Solution Plan Features:
- Market-sensitive rating models
- Deductible levels as low as $25,000 and as high as appropriate to the group and plan
- Group specific rating and cover
- Group aggregate rating and cover
- No Mandatory Lasering at Renewal
RSL Risk Solutions offers employers the ability to gain the benefits of self-insurance while mitigating risk. The result may be an effective business solution in the face of increasing reform, economic challenges and government intervention.
For Additional Information:
RSL Risk Solutions and the New Reality in Health Care
