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Everyone knows the importance of having good medical coverage, but a basic plan can only go so far. The fact is, even those who may feel confident in their health insurance choices may still become future victims of unexpected hospital costs: Nearly 35 million people were admitted to US hospitals in 20141, with the average cost per hospital stay exceeding $10,0002.
Reliance Standard now offers Voluntary Hospital Indemnity (VHI) coverage to help cover those costs, along with the convenience of easy guaranteed-issue coverage and premiums paid via payroll deduction. Every VHI plan covers hospital admission and daily room and board expenses with the plan-level option to add critical care and wellness screening benefit coverage as well.
1 Agency for Healthcare Research and Quality, National health Care Expense in the US Civilian Noninstitutionalized Population [November 2014]
2 American Hospital Association, Fast Facts on US Hospitals [January 2016]