Short Term and Long Term Disability Management
Administrative Services Only (ASO) Plans
An employee’s disability may be caused by a singular event, but its impact will ripple through an entire organization. Expert management offered through Absence Solutions® can help employers stabilize their disability plan and minimize costs. Our goal is to control disability claims with proven, quality techniques that start from day one of a disability and last until the employee is ready to return to work.
Absence Solutions® equips employers with:
- Tools to develop sound job analysis and return-to-work procedures
- An early intervention philosophy that reduces exposure to long term absences
- A third-party buffer between employer and the employee on more complicated claims
- Control. The employer retains the ultimate decision-making power regarding how and when benefit payments are made
We have three Administrative Services Only (ASO) plan options:
Full ASO Services
- Comprehensive, full-service ASO program
- Banking services
- Full claim adjudication (as if the claim were fully insured)
- Designated point of contact (for all disability questions)
- Complete review and duration guidelines
- Single claims examiner for STD
- W-2 and FICA reporting services (provided we are the in force LTD carrier)
Claim Payor Assistance Services
- Expert claim advice and adjudication
- Designated point of contact (for all disability questions)
- Single claims examiner for STD
- Complete review and duration guidelines
Advice to Pay Service (STD Only)
- Claims consulting service only
For Additional Information:
Absence Solutions Plan Highlights
